Reasons you should order an appraisal from Perdue Appraisal Services, Inc.

To a lot of people, an appraisal just looks like a line item on the break-sheet for a mortgage or refinance. Practically all lenders still call in a local expert because the stakes are very high, even though there are an increasing number of automated home valuation processes that may appear more economical than an appraisal. You might believe that securing a mortgage is the only reason you should get an appraisal, but there are other situations when the services of a licensed, independent real estate professional might come in handy.

Let Perdue Appraisal Services, Inc. assist you in lowering your mortgage payment

Challenge your tax assessment

If you live in an area where the property value has depreciated, it's possible you're paying too much in property taxes. An appraisal from Perdue Appraisal Services, Inc. is your best evidence when building your case. We can assist you in appealing your tax assessment.

Eliminate PMI to lower your mortgage payment

When the amount being loaned to the homeowneris more than 80% of the actual value of the real estate, many lenders ask homebuyers to purchase this additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Very often, this extra payment is folded into the monthly mortgage payment and is promptly forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

Perdue Appraisal Services, Inc. can give you a statement regarding the value of your home, and the expense of the appraisal can generally be regained in little time because you'll no longer be paying the PMI.

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Settle a divorce with fewer hang-ups

A divorce is often complicated by the strenuous decision of who keeps the property, and it can be a particularly horrible occurrence for both parties. Regardless of the situation, it's a good idea to order an appraisal from Perdue Appraisal Services, Inc. so both parties are entirely aware of the true market value of their home.

The parties will have a better idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these matters. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.

Move to or from Aiken County through an employee relocation program

We understand the stress associated with an employee relocation. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. During our detailed inspection, we suggest relocating employees to provide remarks on the positive features of their property, along with information about any current sales or listings in their area that they want considered.

Close on your home quickly — for the right price

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what amount the house sells for, apart from real estate agents. Our fees are calculated on our efforts to complete the appraisal report and and aren't related to the sales price.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes are one the market.

Let Perdue Appraisal Services, Inc. assist you in selling your home quickly at the right price